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Sunflower field at sunset with a dirt path.

TCB Insurance

419 E Douglas St
O'Neill, NE 68763

Phone:

402-336-9905

Fax:

402-925-3607

E-mail:

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Calculators

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Contact Us

Please feel free to contact us with any questions.

Videos

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Insurance for all your needs.

The TCB Insurance team smiling in professional attire.

As a full service insurance agency, we strive to help our clients obtain insurance coverage for your personal & business needs.  Most people need insurance -- but few people want to spend the time poring over every policy detail.  We'll get to know your unique situations, and recommend a coverage strategy to fit your lifestyle and needs.  Since we have relationships with a variety of insurance carriers, we can find policies that accomodate you and your needs.

We chose this profession because we possess a desire to help our customers plan for the enjoyment of life ahead, but also be prepared for the potential times of loss and distress.  We are here to help you protect what you have worked hard to earn.  Whether it's your home, farm/ranch, vehicle, business, treasured possessions or a combination of these, we will help you learn how to have them covered properly.  Tell us about your situation and let us make a comprehensive recommendation.  Our step-by-step process will help you know with confidence, that you are making the right decisions.  

We offer competitive rates in all areas of insurance, including but not limited to:  farm, ranch, livestock, crop, home, auto, workers compensation, commercial package, life, health, Medicare, accident, and long-term care insurance.

We have offices conveniently located in Stuart, Bassett, Atkinson, and O'Neill, where we are ready to work for you!

As of January 1, 2022, Community Wealth Specialists is now doing business as TCB Insurance.  We are still the same team, ready to serve your insurance needs and provide excellent customer service!

TCB Insurance is an affiliate of The Tri County Bank.

In 2025, the One Big Beautiful Bill Act established a temporary federal tax deduction to help reduce the tax liability of certain tipped workers.

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Reviews annual enrollment dates and options for Medicare participants.

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It’s important for heirs to consider how a windfall might be used to strengthen their finances now and over the long term.

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Here are some ideas to help pursue a life of financial freedom.

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How much Disability Income Insurance do you need?

Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.

A balance sheet summarizes your assets and liabilities and reveals your net worth.

How Long Will Your Funds Last?

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